Equilex

Ongoing Compliance and White-Label Solutions

Reviewed by , Head of AML Compliance

Last reviewed:

A licence is the beginning of obligations, not the end of the work. Equilex supports regulated businesses at both ends of the authorisation process — a compliance function that keeps a licence valid once it is issued, and a white-label offering that lets a firm provide regulated services before it holds a licence of its own.

These services are sold separately. You do not need to have obtained a licence through Equilex.

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Tell us about your project and we'll get back to you within 24 hours.

Available services

  • European Union

    CASP as a Service

    Offer custody, crypto trading and fiat on/off ramps to your own customers under a partner's MiCA authorisation — your brand, your product, no licence of your own. From €15,000, live in about a month.

    Read more: CASP as a Service

  • Canada

    Canadian MSB Compliance Officer

    Outsourced CAMLO, FINTRAC reporting, programme upkeep and the two-year effectiveness review — for operating MSBs and for registrations that are dormant. From €1,500 per month.

    Read more: Canadian MSB Compliance Officer

A licence is the start of the obligation

Authorisation is the point at which obligations begin, not the point at which work ends. Every regulated entity has to keep its compliance programme current, have a designated accountable person, update its risk assessment, train its staff and undergo periodic review — and most of that applies whether the company processes a single transaction or not.

Those responsibilities are not suspended while banking is arranged or a product is being built. A registration that has sat unchanged for a year is not dormant in the regulator's eyes; it is a reporting entity with an unmaintained programme.

What stays with you, what moves to us

FunctionYouEquilex
Commercial decisions and client relationshipsOwn—
Regulatory liability for the entityOwn—
Named compliance officerAppointsProvides or supports
Policies, risk assessment, training materialApprovesDrafts and maintains
Reporting and filings—Prepares and submits
Deadline calendar — renewals, reviews—Owns
Examination responseSigns offAssembles and drafts

Responsibility for the programme always stays with the licensed entity. What is outsourced is the work, not the liability — and we set that out in writing before anything starts.

When firms come to us

  • A registration was obtained or acquired and has been sitting unused while banking is arranged.
  • The compliance officer has resigned, or the founder is holding the role without the time to do it.
  • A product needs regulated crypto in the EU this quarter, and an own authorisation takes twelve to eighteen months.
  • An examination, a renewal or a two-year review is due and nobody owns the calendar.
  • A group holds several registrations and wants one provider and one standard across all of them.

How an engagement starts

  1. Review

    You send the registration details, the structure and whatever compliance documentation exists.

  2. Gap analysis

    We map what exists against what the regulator requires and report what is missing or out of date.

  3. Proposal

    Scope, fee and the division of responsibilities, in writing, before any work begins.

Frequently asked questions

No. These services are sold independently, and most engagements begin with a licence or registration obtained elsewhere.

Often yes. We hold licensing capability across 19 jurisdictions; ongoing compliance support is currently offered for Canadian MSB registrations and for EU crypto and payment structures. Ask about anything else and we will say plainly whether we can cover it.

Yes, and it is the most common case. A registered entity carries live obligations from the day it is registered, regardless of transaction volume.

The gap analysis usually takes under a week. Remediation of a neglected programme takes two to four weeks depending on what is missing.

Yes. An NDA is signed before any documentation is exchanged, and it survives the engagement.

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