Payment & Fintech License
To lawfully offer payment services, remittance, e-money issuance, acquiring, or other regulated financial operations, you must have the proper payment or fintech license in the markets you are targeting. You can extend your services across jurisdictions, use banking infrastructure, and adhere to AML/CTF regulations if your payment or fintech business has the appropriate licence.
Whether you need a Small Payment Institution, EMI, MSB, MSO, AUSTRAC registration, or a full financial services licence, the regulatory framework that best fits your needs will depend on your business model, anticipated transaction volumes, operational structure, and financial resources.
We guide you through every step of the application, approval, and structuring process from the beginning, including drafting company strategies, AML/CTF policies, risk analyses, and regulatory paperwork. In order to find the most effective and scalable solution, we can help with jurisdiction comparison.
Check out the payment and fintech license alternatives below or get in touch with our team directly for a customized recommendation and anticipated timeframe.
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Available payment & fintech licenses
AFSL in Australia
An Australian Financial Services (AFS) license is a legal authorization for an individual or business to conduct financial services operations in Australia and is required for businesses that deal with, advise on, or manage financial products.
Read more: AFSL in AustraliaMSB in USA
A US Montana MSB registration is a FinCEN-registered money services business incorporated in Montana, commonly used by fintech, payment, remittance, and crypto companies seeking a streamlined US regulatory structure.
Read more: MSB in USAMSO in Hong Kong
A person or organization that runs a money exchange or remittance business is known as an MSO. As MSO suggests, the money-changing service involves changing several currencies.
Read more: MSO in Hong KongPIS in Mauritius
Providing payment accounts or wallets, money remittance, PSP collating payments from cards and remittance to merchants.
Read more: PIS in MauritiusSPI (MIP) in Poland
Fast-track Polish payment institution regime for PSPs that need regulated status to launch payment flows (transfers, cards, acquiring, remittance) without going straight into full EMI.
Read more: SPI (MIP) in PolandSRO regulated asset management company in Switzerland
A pragmatic Swiss AML-supervised setup for crypto/fiat payment and exchange, brokerage, and credit businesses via membership in a FINMA-authorized SRO.
Read more: SRO regulated asset management company in Switzerland