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Oksana Krasilnikova, Head of Licensing at Equilex

Author

Oksana Krasilnikova

Head of Licensing

Oksana Krasilnikova leads licensing at Equilex across crypto, payments, iGaming and brokerage.

About

Oksana Krasilnikova is Head of Licensing at Equilex. She covers the firm's whole licensing portfolio: crypto and VASP registrations, payment and e-money institutions, iGaming, and brokerage.

Regulators decide most applications on the AML file. Oksana reviews those programs before Equilex submits them, and she advises clients on what each regulator expects. Once the regulator issues the license, she stays on the account for the reporting and controls that follow.

Articles by Oksana Krasilnikova

15 articles

FinCEN MSB registration as the federal layer above separate state money transmitter licensing requirements across the United States.
Payment & Fintech Licensing

Who Needs an MSB Registration, and When a State Money Transmitter License Applies

Moving funds for others makes a business an MSB, whatever the amount. Learn who must register with FinCEN, who is exempt, and when a state money transmitter license applies, including for foreign companies, crypto platforms, and Montana MSBs.

October 2, 20268 min read
Argentina crypto license in 2026: PSAV registration with the CNV, capital tiers and who must register
Crypto Licensing

Argentina Crypto License in 2026: PSAV Registration Requirements, Capital, and Who Must Register

Argentina registers crypto firms as PSAV with the CNV. Capital from $35,000 to $150,000, local entity mandatory, foreign platforms caught by five tests.

September 22, 202612 min read
Three glass pillars supporting a gold plaque in front of an Australia map outline, representing what ASIC assesses in an AFSL application: responsible managers, proof documents and financial resources.
Payment & Fintech Licensing

AFSL Application: What ASIC Assesses and Why Applications Stall

ASIC assesses an AFSL application on responsible managers, proof documents and financial resources. What each test means and where applications stall.

September 21, 202617 min read
FSPR registration and an FMA licence in New Zealand are two different things for a financial service provider.
Payment & Fintech Licensing

FSPR Registration or an FMA Licence: What a Financial Service Provider Needs in New Zealand

New Zealand financial service providers may need FSPR registration, an FMA license or both. The required route depends on the services offered and clients served.

September 15, 202612 min read
Small payment institution in Poland in 2026: KNF registration with a EUR 1.5 million monthly limit and Poland-only scope.
Payment & Fintech Licensing

Small Payment Institution (SPI) in Poland: How the Regime Works and When to Upgrade

Poland's SPI regime caps monthly payment volume at EUR 1.5 million and works only inside Poland. How a small payment institution operates and when KIP or EMI replaces it.

September 11, 202611 min read
MSO license in Hong Kong in 2026: Customs and Excise authorization for money changing and remittance services.
Payment & Fintech Licensing

MSO License in Hong Kong: Requirements, Fees and Application Process

An MSO license from Hong Kong Customs and Excise covers money changing and remittance. Who needs one, the government fees, requirements and timelines in 2026.

September 3, 20268 min read
Payment licensing in 2026: how payment institution, e-money and registration regimes differ by what a business does with client funds.
Payment & Fintech Licensing

Payment Licensing Guide: What a Payment License Is and Which One You Need

This payment licensing guide explains how PI, EMI, MSB, MSO and other regimes differ based on client funds, payment activities and target markets.

September 1, 20268 min read
The main crypto licensing regimes in 2026, showing how authorisation requirements differ by jurisdiction and business model.
Crypto Licensing

Crypto Licensing Guide: What a Crypto License Is and Who Needs One

No country issues a single document called a crypto license. The term covers several different authorisations, and which one applies depends on what your business does and where its clients are.

August 30, 20268 min read
The FCA cryptoasset authorisation gateway in 2026, showing the application window and the start of the new UK regime.
Crypto Licensing

UK Crypto License in 2026: How the FCA Authorisation Gateway Works

The FCA opens its cryptoasset authorisation gateway on 30 September 2026 and closes it on 28 February 2027. Firms registered under the Money Laundering Regulations do not convert automatically and must apply again under FSMA.

August 27, 20269 min read
Hong Kong stablecoin licensing under the Stablecoins Ordinance, showing the HKMA regime for fiat-referenced stablecoin issuers.
Crypto Licensing

Hong Kong Stablecoin License: Requirements, Costs and Who Actually Gets One

The HKMA received 36 applications for stablecoin issuer licenses and granted two, both to note-issuing banks. What the regime requires, why the bar sits where it does, and which Hong Kong licenses remain realistic for everyone else.

August 26, 20267 min read
VASP registration in Georgia in 2026: National Bank of Georgia requirements for virtual asset service providers.
Crypto Licensing

VASP License in Georgia: Registration Requirements, Costs and Process

Georgia VASP registration requires an NBG application, a physical office, local monthly presence and direct client servicing. The guide covers capital, costs, restrictions and the registration process.

August 19, 20267 min read
SRO membership in Switzerland in 2026: how crypto financial intermediaries meet their AML obligations under AMLA.
Payment & Fintech Licensing

SRO License in Switzerland: Requirements, Costs and Process for Crypto Businesses

Swiss SRO membership places financial intermediaries under AML supervision. This guide covers the requirements, fees, process and limits for crypto businesses in 2026.

August 17, 20268 min read
AUSTRAC registration requirements in 2026: enrolment for all reporting entities and registration for remittance and virtual asset services.
AML & Compliance

AUSTRAC Registration Requirements: Who Needs to Register in Australia in 2026

AUSTRAC enrolment applies to every reporting entity, while remittance and virtual asset service providers must also register. Who is in scope after the 2026 reforms, and what enrolment does not cover.

August 13, 20268 min read
EMI license in Malta in 2026: MFSA authorization for e-money issuance with EEA passporting.
Payment & Fintech Licensing

EMI License in Malta: Requirements, Costs and MFSA Application in 2026

A Malta EMI license is an authorization issued by the Malta Financial Services Authority under the Financial Institutions Act (Cap. 376) that allows the holder to issue electronic money, operate payment accounts and provide payment services across the European Economic Area.

August 12, 20268 min read
MiCA Secondary Licensing: How Crypto Firms Can Bridge the Gap Between the EU and Global Markets
Crypto Licensing

MiCA Secondary Licensing: How Crypto Firms Can Bridge the Gap Between the EU and Global Markets

MiCA gives crypto firms a strong EU regulatory base, but global expansion still requires secondary licensing, local approvals, and market-specific compliance planning.

May 25, 202611 min read