
Author
Oksana Krasilnikova
Head of Licensing
Oksana Krasilnikova leads licensing at Equilex across crypto, payments, iGaming and brokerage.
About
Oksana Krasilnikova is Head of Licensing at Equilex. She covers the firm's whole licensing portfolio: crypto and VASP registrations, payment and e-money institutions, iGaming, and brokerage.
Regulators decide most applications on the AML file. Oksana reviews those programs before Equilex submits them, and she advises clients on what each regulator expects. Once the regulator issues the license, she stays on the account for the reporting and controls that follow.
Articles by Oksana Krasilnikova
15 articles

Who Needs an MSB Registration, and When a State Money Transmitter License Applies
Moving funds for others makes a business an MSB, whatever the amount. Learn who must register with FinCEN, who is exempt, and when a state money transmitter license applies, including for foreign companies, crypto platforms, and Montana MSBs.

Argentina Crypto License in 2026: PSAV Registration Requirements, Capital, and Who Must Register
Argentina registers crypto firms as PSAV with the CNV. Capital from $35,000 to $150,000, local entity mandatory, foreign platforms caught by five tests.

AFSL Application: What ASIC Assesses and Why Applications Stall
ASIC assesses an AFSL application on responsible managers, proof documents and financial resources. What each test means and where applications stall.

FSPR Registration or an FMA Licence: What a Financial Service Provider Needs in New Zealand
New Zealand financial service providers may need FSPR registration, an FMA license or both. The required route depends on the services offered and clients served.

Small Payment Institution (SPI) in Poland: How the Regime Works and When to Upgrade
Poland's SPI regime caps monthly payment volume at EUR 1.5 million and works only inside Poland. How a small payment institution operates and when KIP or EMI replaces it.

MSO License in Hong Kong: Requirements, Fees and Application Process
An MSO license from Hong Kong Customs and Excise covers money changing and remittance. Who needs one, the government fees, requirements and timelines in 2026.

Payment Licensing Guide: What a Payment License Is and Which One You Need
This payment licensing guide explains how PI, EMI, MSB, MSO and other regimes differ based on client funds, payment activities and target markets.

Crypto Licensing Guide: What a Crypto License Is and Who Needs One
No country issues a single document called a crypto license. The term covers several different authorisations, and which one applies depends on what your business does and where its clients are.

UK Crypto License in 2026: How the FCA Authorisation Gateway Works
The FCA opens its cryptoasset authorisation gateway on 30 September 2026 and closes it on 28 February 2027. Firms registered under the Money Laundering Regulations do not convert automatically and must apply again under FSMA.

Hong Kong Stablecoin License: Requirements, Costs and Who Actually Gets One
The HKMA received 36 applications for stablecoin issuer licenses and granted two, both to note-issuing banks. What the regime requires, why the bar sits where it does, and which Hong Kong licenses remain realistic for everyone else.

VASP License in Georgia: Registration Requirements, Costs and Process
Georgia VASP registration requires an NBG application, a physical office, local monthly presence and direct client servicing. The guide covers capital, costs, restrictions and the registration process.

SRO License in Switzerland: Requirements, Costs and Process for Crypto Businesses
Swiss SRO membership places financial intermediaries under AML supervision. This guide covers the requirements, fees, process and limits for crypto businesses in 2026.

AUSTRAC Registration Requirements: Who Needs to Register in Australia in 2026
AUSTRAC enrolment applies to every reporting entity, while remittance and virtual asset service providers must also register. Who is in scope after the 2026 reforms, and what enrolment does not cover.

EMI License in Malta: Requirements, Costs and MFSA Application in 2026
A Malta EMI license is an authorization issued by the Malta Financial Services Authority under the Financial Institutions Act (Cap. 376) that allows the holder to issue electronic money, operate payment accounts and provide payment services across the European Economic Area.

MiCA Secondary Licensing: How Crypto Firms Can Bridge the Gap Between the EU and Global Markets
MiCA gives crypto firms a strong EU regulatory base, but global expansion still requires secondary licensing, local approvals, and market-specific compliance planning.
