Payment & Fintech Licensing
Electronic money, payment institution, and fintech licensing insights across the EU, Canada and beyond — EMI Malta, SPI Poland, Canadian PSP registration, RPAA reporting, and the rules shaping regulated payments.
22 articles in this category
Best Countries to Get a Payment License in 2026
Compare the best countries for obtaining a payment licence in 2026, including costs, timelines and regulatory requirements.
MSB License Cost in 2026: Full Breakdown for the US and Canada
Compare MSB registration in Canada and the US, including costs, licensing requirements, timelines, and the best option for your market entry.
Montana MSB License: A Strategic Route for International Money Services Businesses
Montana can be a strategic U.S. structuring option for international MSBs, offering a lighter state-level licensing environment for fintech, payments, FX, remittance, and crypto businesses focused on non-U.S. markets.
Québec MSB License: What Money Services Businesses Need to Know
Money services businesses operating in Québec may need a provincial MSB license from Revenu Québec in addition to FINTRAC registration, with ongoing renewal, reporting, and compliance duties.
Malta Payment Institution License: PSP Requirements, Activities, and EU Passporting
A guide to Malta PSP licensing, covering payment institution activities, MFSA requirements, capital thresholds, passporting, and opportunities for fintech companies.
EMI License in Malta: Electronic Money Institution Requirements and Benefits
A practical overview of Malta EMI licensing, including MFSA requirements, capital rules, permitted activities, EU passporting, and benefits for e-money businesses.
SRO License in Switzerland: A Practical Guide for Crypto Businesses
A practical overview of Swiss SRO licensing for crypto businesses, including AML obligations, regulatory scope, and key compliance requirements.
MSB/fMSB Enrollment in Canada: FINTRAC Registration for Financial and Crypto Businesses
A practical overview of Estonia’s gambling license requirements, operator obligations, compliance rules, and application process.
PSP in Lithuania: Payment Institution Licensing for EU Fintech Businesses
A brief guide to payment institution licensing in Lithuania, covering key requirements, EU fintech opportunities, compliance duties, and the application process.
FINTRAC MSB Registration in Canada: 2026 Guide
Learn how FINTRAC MSB registration in Canada works in 2026, including regulated services, MSB vs FMSB status, AML duties, and key compliance requirements.
Money Services Provider in Dubai: How to Set Up in 2026
Learn how to establish a Money Services Provider in Dubai in 2026, including license categories, capital requirements, timelines, and compliance considerations.
Crypto Payment Processor: Top On-Chain and Off-Chain Options for 2026
Crypto payment processors in 2026 differ mainly by custody model: on-chain solutions offer direct wallet control and transparency, while off-chain platforms provide faster settlement, fiat conversion, and easier operations.
Small Payment Institution Poland: 8 Essential Facts and Requirements Explained
Key facts about Small Payment Institution licensing in Poland, including requirements and limits.
FinTech in Poland: Key Insights, Regulations and Opportunities
An overview of the FinTech industry in Poland, covering key regulations, licensing types, and the roles of APIs and SPIs.
Small Payment Institution Poland: Complete Guide to SPI Licensing
Overview of Small Payment Institution Poland, including licensing requirements, transaction limits, and how to register an SPI.
Bank of Canada PSP Reporting Requirements Under the Retail Payment Activities Act
Key insights into Bank of Canada PSP reporting requirements, deadlines, and RPAA compliance obligations.
RPAA Annual Reporting: Requirements, Compliance, and PSP Guide
RPAA annual reporting is essential for Payment Service Providers in Canada to ensure compliance, transparency, and consumer protection.
MSB Registration vs PSP Registration in Canada: Hidden Costs You Need to Know
Although MSB and PSP setup in Canada may appear inexpensive, there may be substantial operating, legal, and compliance costs.
Ripple Aims to Support Australian Payments by Targeting AFSL
The acquisition of BC Payments Australia by blockchain giant Ripple will combine traditional rails with digital asset infrastructure.
Electronic Money Institution in Malta: What you need to know
Malta's EMI license, governed by the Financial Institutions Act and requiring a minimum capital of €350,000, authorizes institutions to issue electronic money, provide payment services, and operate payment systems.
Getting an EMI Licence in Malta: MFSA Application and Compliance Overview
Malta's Electronic Money Institution (EMI) license, issued by the MFSA under the EU's EMD2 framework, enables fintech companies to issue e-money, provide payment services, and passport operations across the entire EEA.
