B2B stablecoin payments are expected to transform the global payments landscape over the next decade, with transaction volumes projected to grow from $13.4 billion in 2026 to nearly $5 trillion by 2035, according to a new report from Juniper Research.
The study highlights the growing role of stablecoins in enterprise finance, forecasting that business-to-business transactions will account for approximately 85% of all stablecoin transaction value by 2035. As companies seek faster and more cost-effective ways to move money internationally, stablecoins are increasingly being adopted for treasury operations, supplier payments, and cross-border settlements.
#Cross-Border Payments Drive Stablecoin Adoption
Juniper Research identified inefficiencies in traditional correspondent banking as one of the key factors accelerating the growth of B2B stablecoin payments. Conventional cross-border payment systems often rely on multiple intermediaries, resulting in delays, transaction fees, and foreign exchange costs.
Stablecoins offer an alternative by enabling near-instant blockchain-based settlements. This reduces processing times and lowers costs, making them particularly attractive for high-value business transactions and international trade payments. Dollar-backed stablecoins, in particular, are gaining traction as neutral settlement assets in global payment corridors.
According to research analyst Jawad Jahan, stablecoins are being adopted in areas where their advantages are most significant rather than replacing existing payment infrastructure entirely.
""We anticipate the most consistent volume growth over the forecast period in cross-border B2B payments, where the benefits of speed, efficiency, and cost reduction are strongest," Jahan said.
To capitalize on this opportunity, Juniper recommends that stablecoin issuers and payment providers strengthen partnerships with businesses and expand integrations with treasury management and enterprise resource planning (ERP) systems.
#Enterprise Payments Expected to Lead the Market
Stablecoin usage continues to expand across several segments, including peer-to-peer transfers, consumer payments, card-linked transactions, and business settlements. However, enterprise payments are expected to emerge as the dominant use case over the next decade.
As organizations become more comfortable using digital assets for financial operations, cross-border B2B stablecoin transactions are likely to become a critical component of global commerce. The combination of faster settlement, lower costs, and improved liquidity management is driving interest among multinational businesses and payment providers alike.
#Regulatory Concerns Remain Despite Strong Growth
While the growth outlook for stablecoin payments remains positive, regulators and central banks continue to monitor potential risks associated with their rapid expansion.
During a recent seminar in Tokyo, former Bank for International Settlements General Manager Pablo Hernández de Cos warned that the issuance and redemption of U.S. dollar-backed stablecoins could have significant implications for global financial stability.
He noted that leading stablecoins such as USDt and USDC operate differently from traditional money, functioning more like investment products with varying redemption mechanisms and fee structures.
According to de Cos, a sudden increase in redemption requests could force issuers to liquidate reserve assets, including government securities and bank deposits, potentially creating pressure in financial markets.
#Regulators and Banks Explore New Digital Asset Frameworks
Regulators worldwide are working to strengthen oversight of digital asset markets. In Europe, authorities continue implementing stricter monitoring measures under the Markets in Crypto-Assets (MiCA) framework to address regulatory gaps and improve consumer protection.
At the same time, traditional financial institutions are exploring blockchain-based alternatives that operate within established regulatory systems. Swiss banking groups, including UBS, have launched pilot projects involving franc-denominated stablecoins designed to combine the efficiency of distributed ledger technology with existing financial safeguards.
As adoption accelerates and regulatory frameworks mature, B2B stablecoin payments are positioned to become one of the most important innovations in global finance, reshaping how businesses conduct international transactions and manage liquidity across borders.